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FAQ

Credit File

What is in my credit file?

This document contains a lot of personal information about you:

loans and credit cards
employers
banking information (e.g. bounced checks)
bankruptcy, criminal record, if any
payment history
names of people or companies who have asked for your credit file. These people or companies must have obtained your prior consent to consult your credit file

By law, credit bureaus are obliged to store this information for a reasonable period of time. In practice, this period is six or seven years.

To find out more:

Equifax (1 800 465-7166)

Trans Union (1 866 525-0262)

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